Time to buy your first home?
The first step in the journey to your new home is talking to an expert you feel comfortable with. We are here to be your trusted team of advisors and provide you with individualized advice and services based on your specific needs.
THE MORTGAGE PROCESS
The mortgage process is much more satisfying when you understand what is happening every step of the way. Our goal is to help you understand the process and keep you informed throughout the life of your loan.
WHAT ARE SOME BENEFITS OF OWNING?
Buying a home is one of the largest financial decisions you will make. If you’re thinking about buying your very first home - Congratulations! We’re here to help you through every step along the journey. We get it, buying a home can feel somewhat daunting - especially with your first home. However, there are several benefits that can come with having your very own humble abode.
Security & Freedom
Your home provides security for your family and allows you the freedom to live by your own standards, instead of the rules of a landlord.
By owning you become part of a community and will develop relationships that will last a lifetime.
Your rent can't be deducted from your taxes, but the majority of mortgage payment is tax deductible, which lowers your cost after taxes significantly.
Studies by the Federal Reserve Board show that owners have an average net worth which is over ten times that of renters. A home is a great long-term investment.
All of your rent is subject to annual increases. A fixed-rate mortgage payment is fixed for the term of the mortgage. That makes owning much more affordable in the future.
All of your rent goes to your landlord, while a good portion of your mortgage payment goes to pay down what you owe so you're building more equity every month.